THREE TIPS FOR TAX SEASON!
1.VERIFY SPELLING ON SOCIAL SECURITY CARD: To make sure your tax process goes very smoothly, bring in your social security card for verification of the exact spelling listed on the card. This is big problem for electronic filings. If the number does not match the spelling on the card exactly the tax return will be rejected

2.INCREASE IN CHILD TAX CREDIT: Because of the increase in the Child Tax Credit you will want to bring in the social security card for your child as well. Remember the Child Tax Credit cannot be claimed on a Form 1040EZ.

3. MARRIAGE PENALTY RELIEF: The tax law is providing for the Marriage Penalty Relief. For 2003 and 2004 taxpayers filing a joint return will receive twice the basic standard deduction amount of that of single individuals for 2003 and 2004. However, it is best to itemize your deductions to see which plan is best for your needs.

HELP! I’VE HAD AN AUTO ACCIDENT. WHAT DO I DO NOW?
Even the best drivers can be involved in automobile accidents. Therefore, it is important to know what steps to take immediately following an accident to protect the life and limb, property and legal rights of those involved. Doing the right thing, in the right way, at the right time, may save a life; it will always lessen, and often avoid, legal problems.

Stop Your Car: Never leave the scene of an accident in which you or your car were involved. No matter how slight the collision, if you fail to stop, you may leave yourself open to criminal prosecution even though the accident wasn't your fault.

Get Aid for the Injured: If any person has been hurt, call an ambulance. Unless you are experienced in giving first aid, don't try it. You may make matters worse instead of better.

Call the Police: Police are trained to handle any situation that may arise after an accident. Let the police take over when they arrive; they will handle any emergency and investigate the accident. Their report may be helpful to you later if you are sued or if you decide to sue someone yourself.

Exchange Information: As the driver of a vehicle involved in an accident, you are required by state law to give the other driver, any injured person, the owner of any damaged property and the police
Your Name
Your Address
Your Motor Vehicle's Registration Number
Information About Your Automobile Insurance

If you leave the scene of an accident without giving this information, and property damage or personal injury are involved, you may be subject to criminal prosecution. You are entitled to this same information from others involved in the accident.

Don't make statements such as "I'm not hurt", "I don't think its too bad" or "I wasn't looking" and don't admit fault even if you think you were in the wrong as you may later discover the other driver was equally or more to blame.

In any event, be courteous and polite to the police and emergency personnel, any witnesses and the other driver.

See Your Doctor: If you have any doubts about your own condition or that of the passengers in your car, see your doctor immediately and ask your passengers to do the same. Diligently follow your doctor's orders.

Notify Your Automobile Insurance Carrier: Notify your automobile insurance company immediately and cooperate with your insurance representatives in their investigation. Failure to do so may negate your insurance coverage.

If you are hurt or lose work, you may be entitled to repayment for your loss from the other party to the accident as well as damages under your own insurance policy. This is the law's way of putting the wrongfully injured person, as closely as possible, into the same condition he or she was in before he or she was injured. If you are not certain of your rights or responsibilities, you should consult a lawyer.

More than likely, you will be contacted by the other driver's insurance company. Although they often make comments such as "we want to do what's right" or "we will take care of you," their primary goal is to gain information from you and to use that information to settle claims as favorably as possible for their company. They are paid to pay you as little as possible for your injuries and losses. It is entirely up to you as to whether or not you deal with the other driver's insurance company; however, you might want to retain the services of a lawyer to talk with the insurance company so you won't have to. It is strongly advised you consult a lawyer before signing any documents or resolving any monetary issues. Failure to do so may result in your inability to be fully compensated for your losses.